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Directors’ and officers’ liability insurance

Directors and officers hold positions of responsibility in your company. Members of your executive team, board of directors and other de facto company representatives, such as data protection officers or senior employees, may be subjected to allegations and claims for which they may be personally liable. Even in a limited company, personal liability is unlimited.

Directors’ and officers’ (D&O) liability insurance provides insurance cover for individuals acting on behalf of a public limited company

  • in the event of a breach of duty in their official capacity (with respect to a decision and/or a failure to act)
  • on the basis of statutory liability provisions
  • for compensation of financial losses suffered by the policyholder or third parties.

The right D&O liability insurance will protect your private assets, pay defence costs when legal action is taken and provide compensation in the event of justified claims.

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